Freight Demurrage & Defence (FD&D) Insurance
Legal support for maritime disputes
Legal support
Freight, Demurrage & Defence (FD&D) Insurance provides cover for legal and related costs arising from disputes connected to the operation of a vessel. The cover responds to matters such as charterparty disputes, unpaid freight, demurrage claims and cargo‑related disagreements that fall outside traditional marine insurance.
FD&D is available to shipowners holding P&I insurance and provides access to the Club’s experienced in‑house legal team, supported by selected external experts. The focus is on early involvement, practical case assessment and efficient dispute management.
Key coverage features
Legal costs and associated expenses arising from covered disputes
(The disputed amount itself is excluded)
Cover is provided in accordance with the Club’s FD&D Rules and agreed terms.
Why choose The Swedish Club
Direct legal access
Immediate access to the Club’s in‑house legal team, supported by carefully selected external specialists when required.
Qualified legal expertise
A number of the Club’s FD&D professionals are qualified solicitors with extensive experience in maritime and commercial disputes.
Practical case management
Disputes are handled with a commercially focused, solution‑oriented approach, tailored to the circumstances of each case.
Integrated support
Close coordination with P&I and other covers ensures consistency and efficiency across related incidents and claims.
Freight Demurrage & Defence insurance
The Swedish Club manages FD&D matters with early involvement and close dialogue throughout the dispute, supporting Members in making informed decisions and managing legal and commercial risk effectively.
The combination of specialist legal competence, mutuality and a long‑term partnership mindset makes The Swedish Club a reliable FD&D provider for shipowners worldwide.
Please note: The information is a general description. For full conditions, premiums, subjects and warranties, or other questions, please contact your local underwriting team