Protection and Indemnity (P&I)
Third‑party liability protection for shipowners
Protection against third‑party liabilities
Protection & Indemnity (P&I) Insurance is designed to protect shipowners against the wide range of third‑party liabilities that arise from the operation of vessels. The cover responds to liabilities associated with crew and passengers, cargo, pollution, collisions and other operational incidents, providing financial security and legal support when exposures materialise.
Developed originally to address liabilities outside the scope of Hull & Machinery insurance, P&I remains a central element of marine risk management. Through a mutual structure, The Swedish Club provides long‑term, member‑focused protection tailored to today’s complex operational and regulatory environment.
As a member of the International Group of P&I Clubs, The Swedish Club provides access to one of the most extensive reinsurance programmes in the marine insurance market, ensuring security and capacity for large and complex liabilities.
Key coverage features
- Injury, illness or loss of life (crew, passengers and other third parties)
- Cargo loss, damage or delay
- Collision and other third‑party property damage
- Pollution and environmental liabilities
- Wreck removal and salvage
- Fines, penalties and associated legal costs
- Other liabilities arising from vessel operations
Cover terms and limits are structured in accordance with the Club’s Rules and applicable international conventions.
Why choose The Swedish Club
Member‑focused mutuality
A transparent mutual model designed to align the Club’s interests with those of its Members
Experienced claims handling
Practical, hands‑on claims management with early involvement in incidents and close coordination throughout the process
Casualty and incident response
Proven capability in managing complex casualties, major incidents and multi‑party claims
Global support network
Access to a worldwide network of correspondents and service providers, available 24/7
Tailored solutions
Additional covers and limits structured to reflect individual trading patterns and operational exposures
Protection and Indemnity insurance
The Swedish Club provides P&I insurance through experienced underwriters, claims handlers and legal specialists with a deep understanding of vessel operations and third‑party liability risks.
Claims are managed with a solution‑oriented approach and close involvement from first notification through to resolution, ensuring clarity, consistency and effective coordination with Members, correspondents and authorities.
Members also benefit from the Club’s strong loss prevention focus. By sharing operational experience, legal insight and lessons learned from real incidents, The Swedish Club supports Members in reducing exposure, preventing claims and improving overall operational performance.
The combination of mutuality, technical competence and a long‑term partnership mindset makes The Swedish Club a reliable and committed P&I insurer for shipowners worldwide..
Please note: The information is a general description. For full conditions, premiums, subjects and warranties, or other questions, please contact your local underwriting team