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Annual Reports

We are happy to present you with our Annual Report for 2023, a year in which we delivered on our operational objectives and the financial results significantly strengthened our resilience.

With a mindset of embracing change, we continue to develop operational efficiency and deliveries to advance our competitive position and attraction with existing and prospect members and other stakeholders throughout our value chain.

Here’s a few teasers from the 2023 Annual Report:

  • New branch with office located in London consolidates our presence in the United Kingdom
  • Insurance policy renewals in line with ambitions in terms of pricing and retention
  • Combined ratio 102%
  • Substantial improvement of USD 34 million in free reserves, from USD 150 million to USD 184 million
  • We navigate well through industry challenges in the wake of geopolitical developments

We will continue to embrace change and shape the future together with our members and business partners, delivering proactively and reliably on our promises and commitments at all times.

For more information, please contact  
Senior Manager – Head of Accounting +46 705 602 066


The statutory report in SEK (Swedish kronor)